New Year’s Resolutions   With the closing of one year and the beginning of another many people evaluate their lives and decide to make a few improvements.  If you are one of these people, I have a few suggestions to help make your New Year’s resolutions stick.   First one needs to remember that making any behavioral change takes time.  Studies have shown that a minimum of 21 days of consistent repetition will help the change stick.  If one stops the new habit during the 21 day habit formation period, the next day one begins the new habit it is day number ONE again!  So remember installing a new habit takes at least 21 days of consistent effort.  Also one wants to have some motivation to help with the change.  For instance if you want to get more time in your life, then what will you do with this extra time once you achieve it?   So what changes do you want to make? How are you going to make them?  Have you started to plan out your goals for the year?